Employee Group Benefits Medical Indemnity EPO (Exclusive Provider Organization) PPO (Preferred Provider Organization) HMO (Health Maintenance Organization) POS (Point of Service) Consumer Driven Health Plans Health Reimbursement Accounts (HRA) Health Savings Accounts (HSA) Dental Indemnity PPO DMO Disability Insurance Short Term Disability Insurance Long Term disability Insurance Voluntary Benefits Life insurance Dental Long Term Care Accident Cancer Hospital Vision Life Insurance Accidental Death and Dismemberment (AD&D) Employee Assistance Plans (EAP) Global Medical Insurance Travel Accident insurance Chiropractic care plans Acupuncture plans Flexible Spending Accounts Commuter benefit plans COBRA Administration Partially Self funded plans Self Funded Insurance plans Health and Wellness programs