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How Do I Apply?

How Do I Apply For Health Insurance Through Covered California?

Although California has only recently release some preliminary information about applying for the health care coverage through their state exchange, more details will continue to be shared as the implementation date for the exchange grows closer.

Getting Covered- Where To Go

California is one of the first states to be prepared for the health insurance exchange, which will officially open in January of 2014. The current website is already available with a countdown and some background details about how to hunt for a healthcare plan.

What Will I Be Looking At?

The coverage will be split into four initial categories of bronze, silver, gold, and platinum. The gold and platinum plans will typically be more expensive, although there are subsidies available for families within certain income brackets.

The state has set a goal to make coverage available to as many people as possible, so help will be available to guide you through the process. Health insurance agents will be able to discuss your options with you in order to finalize a coverage selection that suits your family’s needs the best. Health insurance agents have years of experience in helping families and small business owners select affordable and quality health care plans, and they can help you navigate through the information available on the exchange website.

When the website goes live, you’ll be able to look through the various plans and compare co-pays, deductibles, and premiums. Based on what your family might need as far as healthcare, you can work with a licensed agent to sort through the details to select the coverage is optimized for your needs. Rest assured that the variety of options means that there’s a plan out there that meets your budget and provides the insurance that you need.